5 Best Credit Cards in India – Top 5 Credit Card Providers in India

Credit Card market in India is ever-changing as there are revised rewards, offers, and exclusive deals every month. As a result, it might be difficult for people to keep up. Hence, we’ve compiled a list of 5 Best Credit Card in India for 2017.

Best Credit Card for Cashback on Shopping

Standard Chartered Manhattan

This credit card is the best card option for a family man who does grocery shopping regularly. Standard Chartered also provide a good cashback deal on Uber which is the best way to downplay your Uber expenses.

Reward Rate: Up to 5% cashback on expenditure at departmental stores
Fees: Joining fee of 499 (waived if spent 30000 a year), Annual fee of 999 (Renewal fee waived on expenditure of 60,000 a year)
Benefits: 5x reward when used for Dining, Hotels, Air Ticket reservation, and Fuel

Best Cashback Credit Card for Online Shopping

SBI Simply Click Credit Card

This credit card is most suited for people who indulge in online shopping on a regular basis. It is much better option than SBI simply save as it gives you 10x rewards on popular online shopping website in India.

Reward Rate: 10X reward on websites such as Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, OLA, Zoomcar etc
Fees: 499 Annual fees and 499 Renewal fee
Benefits: An e-gift voucher worth 500 from Amazon, 2.5% fuel expenditure waiver (on above 500 transaction amount)

See also  4 Best Credit Cards for fuel in India

Best Premium Credit Card in India

HDFC Diners Premium Credit Card

HDFC Regalia and Diner cards are similar in terms of benefit. However, what makes Diner card special is that it provides complimentary golf lessons, Airport lounge access and more without any additional cost for the taste of luxury.

Reward Rate: 2x reward points on booking hotels/air tickets across 150+ Airlines at www.hdfcbankdinersclub.com
Fees: Free joining fee &2500 Annual fee (Waived on the expenditure of above 40000 in the first year and 3,00,000 in the second year)
Benefits: Five complimentary access to 650+ lounges worldwide in a year and Unlimited complimentary access to 25+ lounges across domestic Airports in India

Best Credit Card in India for Travelers

Citibank Premier Miles Credit Card

This card is suitable for people who spend more than 4 lakhs a year on travel. Citibank Premier Miles Credit Card provides exclusive deals which allow you to earn miles on every transaction and later redeem them with any airlines such as Air India, Thai Airways, Qatar Airways, Singapore Airline and more.

Fees: Annual fee of 3000 (waived off for Citi Priority clients)
Benefits: 10,000 Miles with your first spend of 1,000 or more within 60 days, Additional 3,000 Miles on Card renewal, earn 10 Miles per 100 spent on all airline transactions and much more

Best Credit Card for First Time User

ICICI instant Platinum Card

If you are a first time user of Credit Card, then the best option for you is ICICI instant Platinum Card. You are not required to have a credit history as it is approved o the basis of your fixed deposit account.

See also  How to Use Credit Card Wisely? - 7 Best Tips

Fees: No Joining fee and Annual Fee
Benefits: 3 payback points for every Rs.100 spent, 15% savings across 800 restaurants in India, 100 off movie ticket every month and more

  • Leave a Reply

    This site uses Akismet to reduce spam. Learn how your comment data is processed.